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Additionally, customers for this sort of strategy might have serious legal or criminal histories. It is necessary to note that various service providers supply a series of issue ages on their assured problem policies as low as age 40 or as high as age 80 - how does burial insurance work. Some will additionally offer higher stated value, as much as $40,000, and others will certainly enable for better fatality advantage conditions by improving the rate of interest with the return of premium or minimizing the variety of years up until a complete survivor benefit is offered